Welcome to this beautifully maintained two-family home in the heart of Montclair. This income-producing property is the perfect opportunity for both investors and Owner-occupiers, being delivered vacant with the added benefit of an assumable FHA loan at a 4.25% interest rate. Unit 1 offers a spacious 1-bedroom, 1-bath layout (easily converted to a 2 bed) with an eat-in kitchen and a spacious living room, ideal for comfortable living. Unit 2 is a spacious duplex featuring 4 bedrooms, a flexible den, 1 full bath, an eat-in kitchen, a sunroom, and a generous living and dining room. Storage is abundant throughout the home, with additional space in the full-sized basement, which also includes a shared laundry room and separated utilities. High ceilings and hardwood floors add to the charm of this home. Enjoy relaxing on the open front porch or entertain guests in the oversized backyard. This property includes 1 private parking spot for added convenience. Located just minutes from Walnut Street Train Station, along with a variety of shops and restaurants. Reach out today to schedule your private tour!